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Home > Rates |
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| DEPOSIT RATES as of February 2010(Rates subject to change without notice) |
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ACCOUNT BALANCE
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DIVIDEND RATE
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COMPOUNDED
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ANNUAL PERCENTAGE YIELD(APY)
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| Primary Savings |
|
Up To $49.99
|
0.000000
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Quarterly
|
0.000000
|
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Up To $499.99
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0.100000
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Quarterly
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0.100037
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Up To $999.99
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0.100000
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Quarterly
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0.100037
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Over $999.99
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0.150000
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Quarterly
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0.150084
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| Christmas Club |
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Up To $9,999,999.99
|
0.250000
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Quarterly
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0.250234
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| Preferred Shares |
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Up To $1,499.99
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0.000000
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Quarterly
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0.000000
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Up To $9,999.99
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0.300000
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Quarterly
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0.300337
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Over $9,999.99
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0.500000
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Quarterly
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0.500938
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| IRA Shares |
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Up To $9,999,999.99
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0.300000
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Quarterly
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0.300337
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| CERTIFICATE RATES as of February 2010--A penalty may be imposed for early withdrawal |
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CERTIFICATE AMOUNT
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DIVIDEND RATE
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COMPOUNDED
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APY
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| 12-Month Certificates |
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$500 - $9,999.99
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0.700000
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Monthly
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0.702246
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$10,000 - $49,999.99
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1.250000
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Monthly
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1.257190
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$50,000.00 +
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1.250000
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Monthly
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1.257190
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| 24-Month Certificates |
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$500 - $9,999.99
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0.800000
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Monthly
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0.802944
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$10,000 - $49,999.99
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1.990000
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Monthly
|
2.008247
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$50,000.00 +
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1.990000
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Monthly
|
2.008247
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| 36-Month Certificates |
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$500 - $9,999.99
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0.900000
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Monthly
|
0.903722
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$10,000 - $49,999.99
|
2.470000
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Monthly
|
2.498151
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$50,000.00 +
|
2.470000
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Monthly
|
2.498151
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| Certificate Specials |
|
13 month $10,000 +
|
1.350000
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Monthly
|
1.358385
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| IRA CERTIFICATE RATES as of February 2010--A penalty may be imposed for early withdrawal |
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NUMBER OF MONTHS
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DIVIDEND RATE
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COMPOUNDED
|
APY
|
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12
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1.250000
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Quarterly
|
1.255872
|
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24
|
1.350000
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Quarterly
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1.356850
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36
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1.450000
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Quarterly
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1.457903
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| LOAN RATES as of January 26, 2010 |
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TYPE
|
ANNUAL PERCENTAGE RATE (APR)
|
MIN. AMOUNT
|
MAX. AMOUNT
|
APPROX. REPAYMENT TERMS
|
| Personal Loans |
|
—
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9.99%
|
—
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$5,000
|
12 Months
|
|
—
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9.99%
|
—
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$5,000
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24 Months
|
|
—
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9.99%
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—
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$5,000
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36 Months
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| 30/60/90 Day Note |
|
—
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14.00%
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—
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$5,000
|
30/60/90 Days
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| Overdraft Protection/Line of Credit |
|
—
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14.00%
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—
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$5,000
|
--
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|
Share Secured Loans
|
|
—
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3.00%+**
|
—
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$100,000
|
60 Months
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| Auto Loans - New |
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New
|
5.99%
|
—
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100% MSRP
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48 Months
|
|
New
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5.99%
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—
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100% MSRP
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60 Months
|
|
New
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5.99%
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$18,000
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100%MSRP
|
72 Months
|
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New
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5.99%
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$30,000
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100%MSRP
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84 Months***
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| Auto Loans - Used |
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2008
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5.99%
|
—
|
NADA RETAIL VALUE
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60 Months
|
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2008
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5.99%
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$18,000
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NADA RETAIL VALUE
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72 Months
|
|
2007-2006
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5.99%
|
—
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NADA RETAIL VALUE
|
48 Months
|
|
2007-2006
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5.99%
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$15,000
|
NADA RETAIL VALUE
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60 Months
|
|
2005-2004
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5.99%
|
—
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NADA RETAIL VALUE
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48 Months
|
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2005-2004
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5.99%
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$15,000
|
NADA RETAIL VALUE
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60 Months
|
|
2003-2000
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8.99%
|
—
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NADA RETAIL VALUE
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Up to 48 Months
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1999-1996
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8.99%
|
—
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NADA RETAIL VALUE
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Up to 36 Months
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1995-older
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8.99%
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—
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NADA RETAIL VALUE
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Up to 24 Months
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| Motorcycle Loans |
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New
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6.99%
|
—
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100%
|
60 Months
|
|
Used
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7.99%
|
—
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NADA RETAIL VALUE
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36 Months
|
|
ATV Loans
|
|
New
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8.99%
|
—
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NADA RETAIL VALUE
|
48 Months
|
|
Used
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9.99%
|
—
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NADA RETAIL VALUE
|
36 Months
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| RV Loans |
|
New
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8.99%
|
—
|
Loan Value
|
60 Months
|
|
Used
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9.99%
|
—
|
Loan Value
|
42 Months
|
| Boat Loans |
|
New
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8.99%
|
—
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Loan Value
|
60 Months
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|
Used
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9.99%
|
—
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Loan Value
|
42 Months
|
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—
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—
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—
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—
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—
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—
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—
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—
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*Rates are subject to change without notice.
**Rate will be 3.00% over current dividend rate on shares held as collateral.
***Loan must meet certain conditions to be eligible for this term
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